Please read these Terms and Conditions carefully before using the Carat Insider website operated by Carat Insider and Team.

By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website.

Use of Website

Content: The content provided on our Website is for informational purposes only.

Intellectual Property: All content, including text, images, graphics, and logos, is the property of Carat Insider and protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute our content without our explicit permission.

User Contributions: You may contribute reviews, comments, or other content to our Website. By submitting such content, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, and distribute the content.

Privacy

Your use of our Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

Links to Third-Party Websites

Our Website may contain links to third-party websites that are not owned or controlled by us. We have no control over the content, privacy policies, or practices of these websites and disclaim any responsibility for them.

Limitation of Liability

We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Website. You agree to indemnify and hold us harmless from any claims, damages, or losses resulting from your use of our Website or your violation of these Terms.

Changes to Terms

We reserve the right to modify these Terms at any time without prior notice. Changes become effective upon posting on the Website. Your continued use of the Website after any modifications constitutes your acceptance of the revised Terms.